Find out which benefit is more advantageous for your household in Duisburg. We help you with the comparison.
Apply nowHousing benefit is a priority benefit for households that can support themselves. Citizen's Allowance (basic security) is assistance for living. Often, housing benefit in combination with the child supplement is the more financially lucrative choice.
According to the law, housing benefit is priority over Citizen's Allowance (basic security for job seekers) and social assistance (basic security in old age). This means: If you can cover your needs through housing benefit and other own means (e.g. wages, pension, child supplement), you must apply for housing benefit before receiving state basic security.
With housing benefit, you are not subject to the placement obligation and do not have to sign integration agreements.
For housing benefit, more generous limits apply to your savings (up to €60,000 for the first person).
An appropriate car is usually not counted as an asset for housing benefit.
The comparison is particularly worthwhile for families in Duisburg. Those who receive housing benefit are often also entitled to the child supplement (KiZ) from the family fund. In total, this is often significantly more money than the standard rate for Citizen's Allowance. In addition, the strict check of the appropriateness of the apartment by the Jobcenter is omitted.
Important to know: You cannot receive housing benefit and basic security at the same time. Once you receive Citizen's Allowance, your housing costs are already covered. However, a switch is possible at any time if housing benefit is more advantageous.
A switch is usually worth it if you have your own income (e.g. through work or pension) and through the combination of housing benefit and, if applicable, child supplement, you are above the level of Citizen's Allowance.
No, for housing benefit, significantly higher allowances for assets apply than for Citizen's Allowance. Normal savings usually do not stand in the way of receiving housing benefit.
Make the best decision for your finances. We support you in switching from basic security to housing benefit in Duisburg.
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